Consider these five factors, then decide for yourself.

1. The Necessity Factor >> Will an  

   Advanced Degree

     make you overqualified for the position you're pursuing?

If you're planning to apply for editorial assistant jobs, for instance, a master's degree is probably unnecessary. It signals that such an entry-level position would be a step down; but upper-level positions may only be given to those with significant work experience. So your graduate degree coupled with limited experience leaves you in a catch-22. Before you commit to an education program, find out if an advanced degree is required for the position and/or industry that interests you.

2. The Finance Factor >> Can you afford to earn an advanced degree?
   

If you're coming straight out of college and you have no job, little experience in your field, and a mountain of debt, it might not be the best time to pursue a graduate degree. Getting work experience first affirms your affinity for the industry and extends the possibility of receiving tuition reimbursement from your employer. If possible, why not let someone else pick up the tab for your master's degree?

3. The Timing Factor >> When are you planning to use your advanced degree?
   

You may want to pursue a graduate degree now just to get it over with. But if you plan to start a family or take some other significant break, your training can quickly become outdated due to rapidly evolving technology. Instead of earning a master's degree in counseling and not using it for 20 years, plan to apply what you're learning when you're learning it. There are bound to be plenty of changes in years spent outside the field.

4. The Support Factor >> Will you have a strong support system when you're working toward an advanced degree?
   

Though you're the only one who can write your papers and take your exams, you'll need the help of the people surrounding you to stick to your goals. If your family and friends are not supportive of your graduate degree pursuit, it will be that much more difficult to stay with the program. Make an effort to surround yourself with people who can honestly affirm you in your education decisions.

5. The Passion Factor >> Is this advanced degree something you're truly passionate about?
   

Graduate degree programs go well beyond the scope of undergraduate-level academia, so you'll want to make sure that the subject matter is something you want to live and breathe for a while. In a sense, you'll be "married" to the field of study, so be sure your commitment extends beyond a passing or superficial interest.

So, are you ready?

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